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What are IVA’s

What are IVA’s

What are IVAs and what are an IVA’s benefits to you?

IVAs are formal payment arrangements, and what IVAs are designed do is help people who can’t afford their debt repayments.

The typical benefits of an IVA include:

  • Guaranteed Interest Freeze. If your IVA is accepted by your creditors at the creditors meeting, they are obliged to stop charging interest on your account.
  • Guaranteed Stop on Legal Action. Once the IVA is accepted the creditors lose their ability to take legal action against you to recover the debt through court action.
  • Guaranteed Stop on creditor Calls. The IVA also removes your creditor’s right to make telephone calls to you, write to you, or otherwise harass and intimidate you in any way with regard to your debt.
  • Guaranteed Legally Binding. All your creditors are bound to the terms of the IVA once it has passed the creditors meeting and even the creditors that may have not wanted your IVA agreed are legally bound to it.
  • Guaranteed Debt Freedom. Once the IVA has been successfully completed, you are debt free, even if you have not repaid all of the original debt back to your creditors.
  • Guaranteed No Fees. If your IVA application is rejected by your creditors My IVA Adviser guarantees that  you will have no fees to pay for trying to get an IVA, and if you are successful in getting your IVA your creditors will pay the bill.

These are just a few of the beneits that you should expect from an IVA.

If you are looking for  Which IVA company to help you set up an IVA, call My IVA Adviser on 0800 088 7503 now.

If you would like to see if you are able to use an IVA as a debt solution for you then call the number at the top of the screen, 0800 088 7503 or fill out the contact form and we’ll call you.

To contact us leave your details at our quick contact page or call one of our advisers on 0800 088 7503 so that we can explain what an IVA is.

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