IVA Articles

So how much do you pay with an IVA? The payment into an IVA will always vary between IVA cases, so it is not quite so straight forward to work out as you might think.… Read more

Cancelling an IVA after it has started is possible, but should not be done lightly, especially considering that an IVA was proposed in the first place as the most appropriate solution to the debt problem concerned. However, people's circumstances do change, and unfortunately being in an IVA does not protect you from the possible impact of one of life's many events.… Read more

At My IVA Adviser we are often asked "Can I have an IVA and a mortgage?" and the answer is yes.… Read more

At My IVA Adviser we have our own in-house IVA practitioner.… Read more

At My IVA Adviser we specialise in arranging IVAs for people if it is appropriate. One of the hardest things for people entering into an IVA is to learn how to live without the use of a credit card or credit in general.… Read more

There are no technical reasons that bar a person in an IVA from applying for a mortgage. However, since the credit crunch in 2008, most of the sub-prime mortgage providers have removed their mortgage products from the market place, making it nearly impossible for people in an IVA to be able to get a mortgage. Those lenders that did stay in the market place massively adjusted their lending criteria, making it even… Read more

Finding out the facts about IVA's is a little more difficult than you might think. The internet is full of debt advice sites all claiming to be able to enlighten you with the 'Facts about IVA's' only to confuse their readers to death because in truth they barely understand IVA's themselves.… Read more

At My IVA Adviser we have several clients with a disability. Financial problems affect people whether they have a disability or are able bodied, and for that reason the solutions to financial problems are equally available to people with a disability or people who are able bodied.… Read more

"Can I have a mortgage with an IVA?" is a question people faced with doing an IVA will naturally ask. At My IVA Adviser we are able to answer all questions relating to a mortgage with an IVA.… Read more

The Citizens Advice Bureau is unable to provide an IVA itself. The advisers at the Citizens Advice Bureau can only analyse your position and if appropriate refer you to an insolvency practitioner to provide an IVA.… Read more