IVA Articles

If you are considering using an Individual Voluntary Arrangement (IVA) to resolve your debt problem you may have heard reference to "The Creditors Meeting", and be wondering what a creditors meeting is.… Read more

For some people, the thought of friends or family finding out about their financial difficulties causes great concern.… Read more

Of the many questions that we are asked regarding IVAs and the processes involved with IVAs, the question of what happens when the IVA finishes is often overlooked, but we feel it is of real importance. We feel that with the sheer amount of information needing to be digested in setting up of an IVA,  it isn't until later that these questions begins to surface. And, when you are able to take… Read more

Deciding on whether an Individual Voluntary Arrangement (IVA) is the correct solution for you is a difficult decision, made all the more difficult when faced with Individual Voluntary Arrangement (IVA) companies offering misinformation as headline news to gain your interest.… Read more

Living within the cycle of debt is a frustrating experience. Each month comes to its end and you need to turn to your credit cards to bridge the gap in your finances.… Read more

The Government have released record Insolvency figures for the 3rd quarter of 2006.… Read more

The first question that enters anyone's mind when considering an Individual Voluntary Arrangement is: "How much will I have to pay towards my IVA ?" Quite simply, each IVA is unique as the payment for each is based on affordability for the applicant. Even two clients with the same debt level could easily be asked to pay two different IVA contributions. So, how do you find out the true figure you will… Read more

Many people who enter into Individual Voluntary Arrangements (IVAs) will at first find it difficult to cope with the idea of not having the 'comfort' of being able to use credit on the occasions when their money runs out at the end of the month. This is hardly surprising when you consider that having the facility of credit has, in many instances, taken the person to the position of having to… Read more

When trying to establish which debt solution is the most suitable available to you, it makes sense to examine all the advantages and disadvantages or Pros and Cons of each solution. It should be no different with an Individual Voluntary Arrangement - IVA. So what are the advantages and disadvantages or Pros and Cons of an Individual Voluntary Arrangement (IVA)? As debt solutions go, an Individual Voluntary Arrangement (IVA) has the ability to… Read more

An Individual Voluntary Arrangement (IVA) carries significant Pros, or advantages, for the debtor who is struggling with a serious debt problem. Finding the debt solution that offers the most suitable way out of debt can be a tricky problem. With most debt solutions there is a downside, an number of disadvantages cause by the solution itself. However, to balance the downside, there are the Pros, or advantages. These are the reasons why… Read more