IVA Articles

IVA fees are under the spotlight from the OFT (Office of Fair Trading) at the moment. For that reason here at My IVA Adviser we have written an article explaining how the fees are taken and who gets the fee.… Read more

As more and more people have entered into IVA's over the last 7 or 8 years, it was inevitable that sooner or later there would be increase numbers of people looking for information on how to end an IVA early.… Read more

The IVA creditors meeting is the meeting where an IVA is approved or rejected by creditors. Historically the IVA creditors meeting was literally a physical meeting between creditors and a debtor specifically convened by an Insolvency Practitioner, to allow the debtor to put forward his IVA proposal to his creditors.… Read more

IVA failures do happen but are usually rare. Here at My IVA Adviser when we are advising a client we are always looking for potential IVA failures so that we can recommend a more appropriate solution.… Read more

Regulatory bodies have recently voiced concerns at some insolvency companies are placing adverts in the press which describe an IVA as  'an IVA Gov backed scheme.'… Read more

Getting a loan whilst having an IVA is not allowed. Here at My IVA Adviser we help people in an IVA understand the rules and restrictions of an IVA, including why getting a loan whilst having an IVA is not allowed.… Read more

"Can I have car credit in an IVA?" is a question we are asked regularly here at My IVA Adviser. Well, the simple answer to this question is Yes, you can have a car credit when you are in an IVA. However, there are some things that you must bear in mind which could have a bearing on how you proceed. If you are asking this question because you are considering entering into… Read more

Quite simply, My IVA Adviser are the IVA specialists - helping thousands of people each month find their way through the complicated world of IVAs. Providing specialist IVA information on all aspects of IVAs and how the IVA process works, My IVA Adviser leads the way in helping people come to understand IVAs. Whether you are thinking of entering into an IVA, and are trying to establish if you qualify for an IVA - or whether you're in an IVA and are just looking for IVA information, My IVA Adviser are the IVA specialists to call on.… Read more

Being self employed does not exclude you from doing an IVA. In fact, IVAs were designed originally to help small businesses that were facing financial pressures, and IVA's have helped thousands of self employed people 'trade through' difficult times.… Read more

An IVA or Individual Voluntary Arrangement is a 'fixed term' repayment plan which lasts normally for 5 years. The IVA also has fixed repayments that must be maintained, otherwise the IVA itself is under threat of failure.… Read more