IVA Related Questions

Which is the best IVA company?

If you're considering entering an IVA, this article will tell you what to look for to ensure you find the best IVA company to represent you and your needs. Read more.

Back to FAQs

Has anyone used an IVA?

If you're looking for reassurance that you're not a lone in seeking help through an IVA, this article provides insight into the number of IVA cases each year, along with a few testimonials. Read more.

Back to FAQs

How much do you pay with IVA?

Are you wondering how we calculate your IVA payment? This article breaks it all down and takes the mystery out of this part of the process for you. It also explains how to use our debt slider. Read more.

Back to FAQs

How long does it take to start an IVA up?

Trying to get an understanding of the timescales involved with setting up an IVA? This article outlines the set up process and explains how you can help in speeding up your application. Read more.

Back to FAQs

If someone has an IVA, how long are they a credit risk?

One of the fundamental areas of concern to most IVA candidates. We explain how your credit rating will be affected by your IVA and when you can expect to be able to get credit again. Read more.

Back to FAQs

Can I include a County Court Judgement in my IVA?

If you've got a County Court Judgement against you, is it too late to apply for an IVA? This article explains how an IVA overwrites your CCJ and helps you to regain control of your complete situation. Read more.

Back to FAQs

Can I still use my credit cards?

This article offers guidance and reassurance to those people who are struggling with the thought of losing their credit cards. It also looks at the options available if you're struggling to maintain your IVA payments. Read more.

Back to FAQs

IVA: Can I stop paying once I've started?

Stopping your IVA payments without prior agreement from your IP could have serious consequences on your IVA's future. This article outlines the alternatives you have to simply stopping your IVA payments. Read more.

Back to FAQs

Do I really need an IVA?

It's only by comparing your options that you'll know the answer to this question. So in this article we take a look at the different solutions to the IVA option and discuss how they vary from each other. Read more.

Back to FAQs

Is my IVA a private arrangement?

Will your IVA remain a private matter between you, your insolvency practitioner and your creditors? Find out who's going to be informed about your IVA and, more importantly, who isn't going to find out about your IVA. Read more.

Back to FAQs

How many creditors do I need?

Are you trying to establish whether you qualify for an IVA? This article highlights the number of creditors you'll need to owe money to, before an IVA becomes a viable solution for you. Read more.

Back to FAQs

How much debt do I need to qualify for an IVA?

Another chance to learn about the qualifying criteria surrounding the IVA solution, including the relevance of your debt level and the relationship your debt level has with the amount you'll be expected to repay. Read more.

Back to FAQs

How much will I pay?

Learning how to calculate your IVA payment is essential part of the IVA process. Understanding how to work out your IVA payment will be invaluable when it comes to your annual reviews and all is explained here. Read more.

Back to FAQs

I think I qualify, what's the next step?

So, you think you qualify for an IVA. Well, before you contact us, why not find out what's the first step in the application process. We believe that preparing yourself for that first step helps to take the pressure off. Read more.

Back to FAQs

What can I do to help myself afford an IVA?

If you're struggling to afford your IVA minimum payment there are certain things you can do to help yourself. This article discussed some of those options and outlines how each might provide the extra element you're looking for. Read more.

Back to FAQs

When should I apply for my IVA?

Deciding when's the right time to take action against your debt is extremely important. Choose right and you'll have a relatively stress free transition, but get it wrong and you could be in for a hard time from your creditors. Read more.

Back to FAQs

Will my landlord find out about my IVA?

Retaining a level of privacy is important for most people, especially where ones finances are concerned. That's why it's important to know who'll be made aware of your IVA. Read more.

Back to FAQs

IVA advisers and how to find the best IVA consultant?

Protecting yourself from bad debt advice is really important, particularly when considering entering an IVA. This article will help you assess the quality of advice you receive and what to look out for from your adviser. Read more.

Back to FAQs

Who is the Chairperson of the Creditors' Meeting?

You may have heard mention of the Creditors' Meeting during your research into an IVA. Well this article describes who's in charge at the meeting and their responsibilities. Read more.

Back to FAQs

Which is best - an Individual Voluntary Arrangement or a loan?

As with so many things in life, this isn't always a straightforward decision, so this article might help you by pointing out the main differences between the two options. Read more.

Back to FAQs

Will an IVA stop creditor phone calls?

Can an IVA stop the harassment you're experiencing? Well, yes it can. But for a limited period you may still be exposed to being harassed, so this article explains how to remove the problem. Read more.

Back to FAQs

Will my family or partner find out about my IVA?

Is it possible to keep an IVA a secret from your partner or a family member? This article looks at the practical aspects of keeping your IVA a secret. Read more.

Back to FAQs

Can I apply for an IVA?

This article explores the qualifying criteria for an IVA and points out the obvious benefits of using a company that doesn't charge you a set up fee, such as My IVA Adviser's 'No IVA - No Fee' policy. Read more.

Back to FAQs

Will my IVA proposal be accepted?

This article explores the leverage used to encourage creditors to accept each IVA. Once you understand the principle behind your IVA Proposal, you'll see why your creditors will be drawn to accept it. Read more.

Back to FAQs

When will I stop paying my creditors?

The conscious act of stopping payments to creditors is, for many, the most difficult part of the IVA process, as it is the point of no return. This article explains how to decide when it the best time to stop payments. Read more.

Back to FAQs

In accordance with the Financial Conduct Authority's guidance, please follow this link if you would like to read a free guide about In Debt - Dealing with your creditors
To find out more about managing your money and getting free debt advice, visit Money Advice Service , an independent service set up to help people manage their money.

'www.my-iva-adviser.co.uk' is a trading styles of IVAorg CIC. Company Number: 08560305 | Data protection registered ZA033231
IVAorg CIC is authorised and regulated by the Financial Conduct Authority (FCA) | Firm Reference Number (FRN) 684439