I think I qualify - What's the next step?
The best thing to do is call My IVA Adviser on 0800 088 7503 where one of our IVA advisers is waiting to help you.
By contacting My IVA Adviser you can be sure you'll benefit from the highest standards of IVA advice and service.
Personal IVA Consultation
During your IVA consultation we'll assess your personal circumstances and establish whether you do actually qualify for an IVA.
We'll also explore your household budget with you, to ensure your financial needs are met and your living costs covered, whilst confirming that you'll still be able to afford the minimum IVA payments required for your size debt.
Throughout your consultation you'll be able to ask questions about your IVA application, should any arise.
After the IVA consultation, which may last 30 minutes or so, your IVA adviser will offer their recommendations and the full benefit of their IVA experience.
Preparing your IVA
You'll be given time to consider your options and if you decide an IVA is your preferred solution we'll start the formal application process.
The formal application process will start when your case has been passed to an external Insolvency Practitioner for their appraisal and the preparation of your IVA proposal.
The IVA proposal is the legal document that details the structure of your IVA, including a general overview of your financial and personal circumstances.
After its preparation, the IVA proposal is presented to your creditors at the Creditors' Meeting and a vote is taken to see if your creditors will accept your proposed offer.
To start the process you just need to make one call for help. 0800 088 7503.
We understand that this is the most difficult step for you to take but we'd like to reassure you, we are not here to judge you, we are just here to help.
We are not a big call centre and if you call My IVA Adviser now, you'll be speaking directly to an IVA adviser.
If you'd like us to call you, simply complete the form below and one of the team will call you at your preferred time.