What is the IVA register?
The Insolvency Act 1986 states that all formal personal insolvencies must be recorded as a matter of public record.
The name given to the public record is the Insolvency Register.
The Insolvency Register
It is the job of the Government's Insolvency Service to keep the register, which lists all active insolvencies within England, Wales and Northern Ireland.
The Individual Insolvency Register provides, the following details:
- All current Bankruptcies.
- All Bankruptcies still within 3 mths of their completion.
- All Bankruptcy Restrictions Orders, (BROs).
- All Bankruptcy Restrictions Undertakings, (BRUs).
- All currently active IVAs.
- All IVAs still within 3 mths of their completion.
- All Debt Relief Orders, (DROs).
Details relating to IVAs listed on the register include:
- The debtor's name
- Details of any alias or alternative names.
- The debtor's last known address.
- Details of the IVA arrangement.
- Details of the Insolvency Practitioner.
- Details of the debtor's Date of Birth
- Details of the debtor's occupation.
All IVAs stay on the register until they are successfully completed, revoked or terminated, although, it can take upto 3 months for the Insolvency Service to update removed records.
Any inaccuracies held on any particular record can be challenged by reporting the error using the link on the bottom of each record.
Anyone has a right to access the IVA register as it's a public record and it can be accessed by visiting the Insolvency Services website and clicking on the link labelled 'Search the Individual Insolvency Register'.
Making a search is easy.
You can search the register for an individual, by searching for them by name, or it's possible to filter a search specific to any area covered by a particular Official Receiver's office.
Alternatively, if you do not have access to the internet you could perform a search by visiting your local Official Receiver's office anytime during normal office hours.
For further information on how to contact your nearest Official Receiver's office call 0845 602 9848
Limited internet exposure
A regular concern for IVA applicants relates to a sense of unease caused by their personal details being published on the register.
Whilst the Insolvency register is a public record, the details held on it are not indexed by the internet's search engines.
This means that search engines do not have access to individual records on the register, so can't serve up details of a specific IVA should someone have reason to search for it.
To be able to see the details of a particular individual's IVA, they would need to access the register directly, and search for a specific name there.
Professional IVA Help
If you would like to have a chat with one of the IVAorg advisors, just call 0800 856 8569 where we're waiting to help you.
