Cookie Policy

We use cookies and similar tools across our websites to improve their performance and enhance your user experience. This policy explains how we do that.

What are cookies

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

What cookies do we use and why


Google Analytics Cookies

These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.

Name: _utma
Typical content: randomly generated number
Expires: 2 years

Name: _utmb
Typical content: randomly generated number
Expires: 30 minutes

Name: _utmc
Typical content: randomly generated number
Expires: when user exits browser

Name: _utmz
Typical content: randomly generated number and information about how the page was reached (eg directly or via a link, organic search or paid search)
Expires: 6 months

For further details on the cookies set by Google Analytics, Click here for an overview of Analytics cookies at Google

Other Cookies

Name: PHPSESSID
Typical content: randomly generated number
Expires: when user exits browser

PHP sessions are stored, by default, in a temp directory on the web server. The session id is stored in a cookie called PHPSESSID. By default, these are not tracking cookies and don't have to be persistent (e.g. they expire whenever you close your browser). So they are safe to use even in websites that have enforced privacy regs.

Name: ok_cookies
Typical content: 1
Expires: 90 days

This cookie is set when you first visit our website. the purpose of this cookie is to control the pop-up warning message that explains that our site uses cookies. Once the cookie is set then the message will no longer reappear for 90 days.

The pop-up messages reads:
"We use cookies to ensure that we give you the best experience on our website. You can view what cookies we use and change your cookie settings at any time by following the instructions here. We will assume based on your 'implied consent' that if you continue to use our website without changing your settings you are happy for us to use cookies."

How to disable cookies

Find more information about cookies at www.allaboutcookies.org, which gives details on how to delete cookies from your computer. For information on how to do this on your mobile phone browser, please see your handset manual.

Please remember that if you do choose to disable cookies, you may find that certain sections of our website do not work properly

In accordance with the Financial Conduct Authority's guidance, please follow this link if you would like to read a free guide about In Debt - Dealing with your creditors
To find out more about managing your money and getting free debt advice, visit Money Advice Service , an independent service set up to help people manage their money.

'www.my-iva-adviser.co.uk' is a trading styles of IVAorg CIC. Company Number: 08560305 | Data protection registered ZA033231
IVAorg CIC is authorised and regulated by the Financial Conduct Authority (FCA) | Firm Reference Number (FRN) 684439