IVA Articles

IVAs, or Individual Voluntary Arrangements, were first introduced into the UK as part of the 1986 Insolvency Act, and were specifically introduced to create a legal alternative to bankruptcy - which until then had been the only method of dealing with personal insolvency. The introduction of IVA's marked a significant change in attitude from the establishment towards its citizens, especially since the IVA provided some much needed debt help for professionals. Before… Read more

Manchester based IVA company 'My IVA Adviser' offers a completely free IVA service, and not just for our clients from Manchester. Indeed My IVA Adviser are able to offer free IVA help and advice to anyone who lives in the United Kingdom.… Read more

If you are looking for IVA Advice in Oxfordshire, then My IVA Adviser can help you. My IVA Adviser specialise in offering Free IVA help and advice to people living in the Oxford area.… Read more

In its most simple form an IVA enables a single person with a serious debt problem the chance to become debt free whilst avoiding bankruptcy. But, here at My IVA Adviser, we are regularly asked "Can two people that share a serious amount of debt, yet have only limited resources between them, use an IVA to become debt free?" Well, the simple answer is yes they can. A Joint IVA, or interlocking IVA… Read more

So are Individual Voluntary Arrangements (IVAs) the perfect debt solution? To be able to answer that question clearly the first thing to do is to learn more about IVA debt solutions and go from there. At My IVA Adviser, we try to make sure that each aspect of the IVA debt help solution is explained clearly and without jargon, so as to make this learning process as easy as possible. An Individual Voluntary… Read more

Yes, people in an IVA can take out a mortgage. However, there are few points to remember if you are considering taking out a mortgage whilst in an IVA and would like to avoid some of the pitfalls. Read on, or click here to receive our free guide on how your property is affected by an IVA.… Read more

For Immediate Individual Voluntary Arrangement (IVA) advice contact My IVA Adviser, the IVA Specialists. Individual Voluntary Arrangement (IVA) advice is readily available at many locations throughout the internet and sourcing this Individual Voluntary Arrangement (IVA) advice is straight forward using any of the main "search engines". In its self getting the Individual Voluntary Arrangement (IVA) advice you are looking for is not the problem, however, believing the advice you are given sometimes… Read more

An Individual Voluntary Arrangement (IVA) is a legally binding agreement that assists someone with an overwhelming debt problem to become debt free.… Read more

The simple answer to the question is NO you will not need to attend Court whilst applying for an Individual Voluntary Arrangement (IVA). Unlike with the Bankruptcy process which does require a person to attend Court, an Individual Voluntary Arrangement (IVA) does not require the applicant to attend Court.… Read more

Not knowing whether you can apply for an Individual Voluntary Arrangement (IVA) could be all that's between you and financial freedom. The answer to whether you can apply for an Individual Voluntary Arrangement (IVA) is quite straight forward. If you can answer YES to the following questions, then you can apply for an Individual Voluntary Arrangement (IVA) is an option to your debt problem:… Read more