IVA Articles

Many people enter into an Individual Voluntary Arrangement (IVA), because they have a strong desire to repay the money they owe to their unsecured creditors, but simply cannot afford to do so at the rate expected.… Read more

The Guardian newspaper web site 'Guardian Unlimited' is reporting that The B.B.A. (British Banking Association) and debt management companies that offer IVAs, (Individual Voluntary Arrangements) are to draw up plans for a voluntary code of practice which will set out how IVAs are sold and marketed.… Read more

One of many concerns for people who are considering entering into an IVA is the impact an IVA will have on their Credit Rating but, because this issue is considered one of the disadvantages of an IVA, it can be difficult to get a straight answer to this question. So we've written a free IVA guide on the subject and it's ready for you to download here: Individual Voluntary Arrangement (IVA) vs… Read more

If you have a serious debt problem, and are looking at your available options, the chances are you have looked into getting a consolidation loan. But there are some situations where an Individual Voluntary Arrangement (IVA) would be a more suitable solution.… Read more

Under what circumstances would an Individual Voluntary Arrangement (IVA) be suggested as the most appropriate debt solution, when a consolidation loan is also a possibility ?… Read more

When someone is experiencing serious financial problems finding good, clear advice from professional debt counsellors can be a tricky prospect.… Read more

I think it's fair to say that people react differently to a crisis. It sometimes may seem easier to bury your head in the sand and hope the problem will go away, but in most cases the problem is likely to get worse, and this is certainly the case with financial troubles.… Read more

A concern for some people considering an Individual Voluntary Arrangement (IVA) is, 'How private is the arrangement ?'.… Read more

To help people who are searching for up to date information on IVAs, My IVA Adviser offer a 'Quick Contact' opportunity.… Read more

If you are considering an Individual Voluntary Arrangement (IVA) as the best solution to your debt problem, why not take a look at our powerful IVA calculator, 'The Debt Calculator'.… Read more